FCN CASH MANAGEMENT SERVICES

Banking for your business has never been easier, safer or more effective! Talk to an FCN Commercial Banker for more information on an of the innovative cash management tools we offer:

Remote Deposit Capture

Make non-cash deposits without leaving your business. With Remote Deposit Capture, you scan checks and transmit the scanned images to FCN (over a secure, encrypted internet connection) for posting and clearing. If you have multiple locations, remote deposits can all be consolidated into a single account. This convenient service reduces trips to the bank and/or courier costs.

ACH Collections

Regularly scheduled customer payments can be electronically deposited to your FCN business account automatically with our Automated Clearing House (ACH) service. This service can save you time and money collecting accounts receivable as well as reducing costs related to bill preparation and deposit processing.

Sweep Accounts

Automatically sweep money, based on limits you specify, to and from your checking accounts to maximize interest earnings or avoid service fees.

Line of Credit Sweep

Have funds automatically swept from your FCN Home Equity Line of Credit to maintain desired operating balances. Or, have funds over a certain limit automatically used to pay down your line of credit balance. Think of it as a cash flow safety net.

Business Online Banking

In business and banking, knowledge is control. With online banking for your business you can check account balances, pay bills, make transfers, make wire transfers, export transaction histories, and more.

Other Business Services

• Night deposit services
• Wire transfers
• Visa, Mastercard, and Discover Card cash advances
• Overdraft protection
• Safety deposit boxes
• Money market accounts
• Front and back image statements
• Special statement cut-off dates