Personal Savings

FCN Bank has a full line of savings accounts, tailored to fit your every need. We are happy to help answer any questions you may have, please do not hesitate to contact an FCN Account Representative today. For your convenience, we have this handy, printable Savings Account Guide, with information on all our personal checking accounts.

Select the savings account below and you will be able to view more information about it.

Regular Savings
An economical savings account with a low balance requirement.
  • Minimum Opening Deposit: $25.00
  • Balance Requirement: $300.00 Quarterly Avg.
  • Service Charge (Minimum Balance Maintained): Waived
  • Service Charge (Minimum Balance Not Maintained): $3.00 Per Quarter
  • Per Transaction Charge: Over 6 Withdrawals per Quarter: $1.00 per withdrawal
  • Statements Mailed: Quarterly
  • Interest Payment Method: Variable interest rate, compounded quarterly
  • ATM/Debit Card Available: Yes, with linked checking account
  • 24-Hour Phone Access: Yes
  • Online Banking: Yes
  • Combined Statements Available: Yes


GREENBACK
The basic savings account, but with a higher interest rate.
  • Minimum Opening Deposit: $2,500.00
  • Balance Requirement: $2,500.00 Quarterly Avg.
  • Service Charge (Minimum Balance Maintained): Waived
  • Service Charge (Minimum Balance Not Maintained): $5.00 Per Quarter
  • Per Transaction Charge: Over 6 Withdrawals per Quarter: $1.00 per withdrawal
  • Statements Mailed: Quarterly
  • Interest Payment Method: Variable interest rate, compounded quarterly
  • ATM/Debit Card Available: Yes, with linked checking account
  • 24-Hour Phone Access: Yes
  • Online Banking: Yes
  • Combined Statements Available: Yes


GREENBACK PLUS+
An account that earns a great interest rate with easy access to your cash.
  • Minimum Opening Deposit: $15,000.00
  • Balance Requirement: $15,000.00 Quarterly Avg.
  • Service Charge (Minimum Balance Maintained): Waived
  • Service Charge (Minimum Balance Not Maintained): $15.00 Per Quarter
  • Per Transaction Charge: Over 6 Withdrawals per Quarter: $2.50 per withdrawal
  • Statements Mailed: Quarterly
  • Interest Payment Method: Variable interest rate, compounded quarterly
  • ATM/Debit Card Available: Yes, with linked checking account
  • 24-Hour Phone Access: Yes
  • Online Banking: Yes
  • Combined Statements Available: Yes


Beginners Savings
An account for those 17 and under to establish savings for the first time.
  • Minimum Opening Deposit: $10.00
  • Balance Requirement: $25.00 Yearly Avg.
  • Service Charge (Minimum Balance Maintained): Waived
  • Service Charge (*Minimum Balance Not Maintained): $3.00 Annually
  • Per Transaction Charge: Over 6 Withdrawals per Quarter: $1.00 per withdrawal
  • Statements Mailed: Annually
  • Interest Payment Method: Variable interest rate, compounded yearly
  • ATM/Debit Card Available: No
  • 24-Hour Phone Access: Yes
  • Online Banking: Yes
  • Combined Statements Available: Yes


Club Savings
A savings account that allows you to save for special occasions.
  • Minimum Opening Deposit: $5.00
  • Balance Requirement: $5.00 Yearly Avg.
  • Service Charge (Minimum Balance Maintained): Waived
  • Service Charge (*Minimum Balance Not Maintained): $3.00 Annually
  • Per Transaction Charge: Over 3 Withdrawals per Year: $1.00 per withdrawal
  • Statements Mailed: Annually
  • Interest Payment Method: Variable interest rate, compounded yearly
  • ATM/Debit Card Available: No
  • 24-Hour Phone Access: Yes
  • Online Banking: Yes
  • Combined Statements Available: Yes



We are happy to help answer any questions you may have, please do not hesitate to contact an FCN Account Representative today, or call 1-800-575-3262.