Online Customer Privacy Disclosure
Notice of Your Financial Privacy Rights
We, Our, and, us, when used in this notice, mean FCN Bank, National Association.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
- All of our consumer customers who have a continuing relationship with
us, such as:
- Deposit account
- Loan account
- Safe deposit box
- Self-directed Individual Retirement Account where we act as
custodian or trusteeWe will tell you the sources for non-public personal information we collect on our customers. We will tell you what measures we take to secure that information.
We first define some terms:
Non-public personal information means information about you that we collect in connection with providing a financial product or service to you. Non-public personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A non-affiliated third party is a company that is not an affiliate of ours.THE INFORMATION THAT WE COLLECT
We collect non-public personal information about you from the following sources:
Information we receive from you on applications or other forms
Information about your transactions with us
Information about your transactions with non-affiliated third parties
Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NON-PUBLIC PERSONAL INFORMATION
We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.
NON-PUBLIC PERSONAL INFORMATION AND NON-AFFILIATED THIRD PARTIES
We will not disclose your non-public personal information to non-affiliated third parties, except as permitted by law.
NON-PUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS
We do not disclose non-public personal information about former customer, except as permitted by law.
AUTHORIZED SHARING - JOINT MARKETING
We may disclose the following information to other financial institutions with whom we have joint marketing agreements:
Non-public personal information we receive from you on an application or other forms, such as:
Name
Address
Date of Birth
Federal law allows us to disclose the information listed above with other financial institutions with which we have joint marketing agreements. You do not have the right to opt out of the disclosure of this information. We may also disclose non-public personal information about you to non-affiliated third parties as permitted by law.
TYPES OF BUSINESSES
Here are the types of businesses with whom we may disclose non-public personal information under this section:
financial service providers, such as Insurance agents
LIMITATIONS ON DISCLOSURES
Here are the limitations we impose on the use of non-public personal information disclosed to other financial institutions with whom we have joint marketing agreements:
Joint marketing arrangements apply only to checking account customers
FCN BANK, NATIONAL ASSOCIATION
501 MAIN STREET
BROOKVILLE, INDIANA 47012
(765) 647-4116"FCN Bank, an independent financial leader, offering fast, reliable and friendly service for all your banking needs."
