Press Release

Same Day ACH Debits are Here!!

Beginning September 15th, 2017, Automatic Clearing House (ACH) items have the potential to clear throughout the day. ACH items are electronic transactions using your checking or savings account such as check conversions and merchant payments. We will post any ACH item, per effective date, when received during normal business hours. This means that a deposit or debit has the potential to clear your account up until our cutoff at 4:00pm. They will no longer just post the morning of the transaction. The ACH will post in a more real-time environment. Be alert of what charges you have created on your account to allow a sufficient balance to cover any items paid to avoid non-sufficient funds fees.

For questions please see your nearest FCN Bank Customer Service Representative! 800-575-3262 or