Business Checking

Unlimited Free Business Checking

We asked our customers what services they wanted from a bank today, and they said "free checking." And so FCN Bank is proud to announce that we now offer Unlimited Free Business Checking, to go along with our free personal checking accounts. We say "unlimited" because, unlike many banks' free business checking, there are no fees that kick in after certain limits are met.

Unlimited Free Business Checking offers:
  • No Monthly Fees
  • No Per-Transaction Fees
  • No Minimum Balance
  • Free Business Debit Cards. Cards with up to 2 lines of information, so you can have your name, or your employee's name, above your business name on the card.
  • Business Credit Cards. Also with 2 lines of information for your convenience.
  • Month-End Statements. Or delivered on the date of your choosing.
  • $100 Minimum Deposit to Open Account

BusinessNOW Checking Account

The BusinessNOW Checking Account is an interest-bearing checking account for Sole-Proprietorships and Non-Profits. BusinessNOW Checking offers:
  • $800 Minimum Deposit to Open
  • Unlimited Check Writing
  • Free Internet Banking
  • Free Currency and Coin Orders
  • Free Business ATM or Debit Card
  • Visa/Mastercard Merchant Services Available
    Separate application and fees apply.
The BusinessNOW Checking Account uses Account Analysis to determine any costs involved with the account. Account Analysis works as follows:
  • Account Maintenance: $6.00
  • Checks Written: $0.10
  • Deposits Made: $0.10
  • On-Us Items Deposited: $0.03
  • Transit Items Deposited: $0.06
  • Reserve Requirement: 5.00%
  • Interest Paid: Variable, Depending on rates
  • Earnings Credit Rate: Variable, Depending on cost of funds

In general, fees are only incurred by accounts with a very low balance maintained.


We are happy to help answer any questions you may have, please do not hesitate to contact an FCN Account Representative today, or call 1-800-575-3262.