The BusinessNOW Checking Account is an interest-bearing checking account. Federal regulations require that sole-proprietorships are the only type of business that qualify for this type of account.

BusinessNOW Checking offers:

• $800 Minimum Deposit to Open
• Unlimited Check Writing
• Free Internet Banking
• Free Currency and Coin Orders
• Free Business ATM or Debit Card
• Visa/Mastercard Merchant Services Available
  Separate application and fees apply.

The BusinessNOW Checking Account uses Account Analysis to determine any costs involved with the account. Account Analysis works as follows:

Account Maintenance	$ 6.00
Checks Written	$ 0.10
Deposits Made	$ 0.10
On-Us Items Deposited	$ 0.03
Transit Items Deposited	$ 0.06
Reserve Requirement	5.00%
Interest Paid	Variable, Depending on rates
Earnings Credit Rate	Variable, Depending on cost of funds

In general, fees are only incurred by accounts with a very low balance maintained. We are happy to help answer any questions you may have, please do not hesitate to contact an FCN Account Representative today, or call 1-800-575-3262.